If There Is Adverse Selection in the Health Insurance Market

question 47

Multiple Choice

If there is adverse selection in the health insurance market then this means that:

• A) insurance companes can identify all the health problems facing its custamers
• B) the price of health insurance may be greater than the costs of cavering the average person's health risks
• C) peaple winth 5evere but hidden health problems areless likely to buy health insurance than ather peaple
• D) people in average health are encauraged to purchase health insurance

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Definitions:

ADLs

Activities of Daily Living, which are essential routine tasks that a person needs to do every day to take care of themselves, such as eating, bathing, dressing, toileting, and walking.

Short-Term Goals

Objectives set to be achieved in a brief period, often serving as stepping stones towards long-term objectives.

Long-Term Goals

Long-term goals are objectives set to be achieved over an extended period, typically involving strategic planning and sustained effort towards significant achievements.

Nursing Diagnosis

The clinical judgment about individual, family, or community responses to actual or potential health problems/life processes, which provides the basis for selection of nursing interventions.