A Key Consequence of the Designation of Insurance Contracts as Contracts

question 39

True/False

A key consequence of the designation of insurance contracts as contracts of the utmost good faith is the imposition on the insured of a duty to disclose.

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Definitions:

Informed Consent

The process by which a patient voluntarily agrees to a proposed medical procedure, after understanding the risks, benefits, and alternatives.

Biomedical Research

Exploration and study in the field of medical science and biology to understand human diseases, develop treatments, and improve healthcare.

Sexuality

Refers to the capacity for sexual feelings, a person's sexual orientation or preference, and the expression of sexual activity or attraction.

Randomized Clinical Trials

A study design that randomly assigns participants into experimental or control groups to test the efficacy or effectiveness of therapies or interventions.