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More lenient terms of credit will probably decrease
Mindfulness
The practice of being present and fully engaged in the moment, aware of one's thoughts and feelings without judgment.
Highly Aware
Possessing a heightened level of consciousness or understanding about a particular situation, issue, or environment.
Attentive
Paying close attention; alert or closely observant.
Present
pertains to the current moment or period in time, often contrasted with the past or future.
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