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If interest rates increase,
Substance Abuse Issues
Refers to problems arising from the misuse of alcohol, drugs, or other substances that affect mental and physical health.
Racism
Prejudice, discrimination, or antagonism directed against someone of a different race based on the belief that one's own race is superior.
Ethnic Identity
A person's sense of belonging to a specific ethnic group, including the customs, culture, and language associated with that group.
Acculturation
The process of adopting the cultural traits or social patterns of another group, especially by a person moving to a new country or community.
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