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Why Should an Investigator Have a Theory About How the Accident

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Why should an investigator have a theory about how the accident occurred or why the claim arose?


Definitions:

Chemical Spill

The release of a hazardous substance, either liquid or powdered, into the environment, potentially causing harm to people, property, or the natural surrounding.

Permanent Disability

A long-term impairment that significantly restricts an individual's ability to engage in work or other daily activities.

Social Security

The federal Old Age, Survivors, Disability, and Health Insurance (OASDHI) program, which combines old age (retirement) insurance, survivor's insurance, disability insurance, hospital insurance (Medicare Part A), and supplementary medical insurance (Medicare Part B) for the elderly.

Defined-Benefit Plan

Pension plan that guarantees a specified level of retirement income.

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