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How did the election of Soviet President Mikhail Gorbachev in 1985 set the stage for an end to the Cold War?
Fair Debt Collection Practices Act
A federal law that limits the behavior and actions of third-party debt collectors attempting to collect debts on behalf of another person or entity.
Debt Collector
An individual or company that collects debts owed by consumers, often on behalf of a creditor.
Civil Penalty
A financial penalty imposed by a government agency as punishment for violating a civil law or regulation, distinct from criminal penalties.
Cease-and-Desist Order
A legal order issued by a government authority or court directing a person or entity to stop an illegal or questionable activity immediately.
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