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The use of state mandates is a process wherein
Merchant
A business or individual engaged in the trade of goods, services, or commodities for profit.
Credit
The provision of resources (like money) by one party to another, where the second party agrees to repay the first party at a later date, usually with interest.
Liable
Legally responsible or obligated, often in the context of paying compensation for harm or damage.
Damaged
Refers to items or property that have been harmed or adversely affected, usually reducing their value or functionality.
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