Examlex
Describe the five most commonly used tools for TQM.
Automatic Stay
A legal provision that halts actions by creditors to collect debts from a debtor who has declared bankruptcy, giving the debtor temporary relief.
Chapter 7
A type of bankruptcy that involves the liquidation of a debtor's non-exempt assets by a trustee to pay creditors.
Secured Creditors
Creditors who have a legal right to seize specific assets of the debtor if the debtor fails to repay the debt as agreed.
Moratorium
A temporary suspension or delay of an activity or law, often used by governments in response to economic or emergency situations.
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