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Fair Credit Reporting Act
U.S. federal legislation designed to promote accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies.
Investigative Consumer Report
A detailed report about a consumer's character, general reputation, personal characteristics, or mode of living, obtained through personal interviews and other means.
Personal Traits
Characteristics or qualities that define an individual's personality, behaviors, and attitudes.
Credit-Related Information
Information pertaining to an individual's or entity's credit history, including credit scores, payment history, and other data used to assess creditworthiness.
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