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"There is no such thing as risk-free return." Evaluate.
Traditional
Pertaining to customs, beliefs, or practices that have been passed down through generations or have been established by long usage.
Constructs
Conceptual elements or tools used to measure or represent phenomena in the scientific and psychological fields.
People
Human beings collectively, often referred to in the context of society, organizations, or groups.
Environments
The surrounding conditions or settings in which individuals, communities, or organisms live and interact.
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