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The Accompanying Table Gives Data for a Commercial Bank or |

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 Reserve Requirement (%)   Checkable Deposits  Actual Reserves  Excess Reserves (1) W$100,000$10,000$0(2) 8X20,00012,000(3) 12200,000Y8,000(4) 20300,00070,000Z\begin{array} { | c | c | c | c | c | } \hline & \text { Reserve Requirement (\%) } & \text { Checkable Deposits } & \text { Actual Reserves } & \text { Excess Reserves } \\\hline ( 1 ) & \underline { W } & \$ 100,000 & \$ 10,000 & \$ 0 \\\hline ( 2 ) & 8 & \underline { X } & 20,000 & 12,000 \\\hline ( 3 ) & 12 & 200,000 & \underline { Y } & 8,000 \\\hline ( 4 ) & 20 & 300,000 & 70,000 & \underline { Z } \\\hline\end{array} The accompanying table gives data for a commercial bank or thrift. In row 3, the number appropriate for space Y is


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