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The Accompanying Table Gives Data for a Commercial Bank or |

question 129

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 Reserve Requirement (%)   Checkable Deposits  Actual Reserves  Excess Reserves (1) W$100,000$10,000$0(2) 8X20,00012,000(3) 12200,000Y8,000(4) 20300,00070,000Z\begin{array} { | c | c | c | c | c | } \hline & \text { Reserve Requirement (\%) } & \text { Checkable Deposits } & \text { Actual Reserves } & \text { Excess Reserves } \\\hline ( 1 ) & \underline { W } & \$ 100,000 & \$ 10,000 & \$ 0 \\\hline ( 2 ) & 8 & \underline { X } & 20,000 & 12,000 \\\hline ( 3 ) & 12 & 200,000 & \underline { Y } & 8,000 \\\hline ( 4 ) & 20 & 300,000 & 70,000 & \underline { Z } \\\hline\end{array} The accompanying table gives data for a commercial bank or thrift. In row 4, the number appropriate for space Z is


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A phenomenon in which people recall their personal circumstances (e.g., where they were, whom they were with, what they were doing) at the time they heard of or witnessed an unexpected and very significant event (e.g., an assassination, a natural disaster).

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