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Savings are transferred from savers to borrowers through the following intermediaries, except
Gamete Formation
The process of forming gametes (sex cells such as sperm and eggs) through meiosis, in which the number of chromosomes is halved to ensure genetic diversity.
XYY
Refers to a chromosomal arrangement where an individual, typically male, has an extra Y chromosome, leading to the genotype 47,XYY.
Nondisjunction
An error in cell division that results in daughter cells with an abnormal number of chromosomes, which can lead to genetic disorders.
Spermatogenesis
Production of sperm in males by the process of meiosis and maturation.
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