In a Country with One Large Core Ethnic Group (Such

question 23

Multiple Choice

In a country with one large core ethnic group (such as the United States) , it is common for the majority group to __________.

• A) not think of itself as an ethnic group
• B) consider itself the best ethnic group
• C) actively discourage intermarriage with other groups
• D) try to minimize differences between the ethnic groups

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Definitions:

Over Insure

The condition of having insurance coverage that exceeds the value of the insured item or risk, leading to unnecessary higher premium costs.

Deductible

A sum specified in an insurance policy that the insured individual must pay before being compensated for a claim; deductibles reduce moral hazard.

Premium

The amount paid for an insurance policy, or the difference between the higher price paid for a fixed-income security above its face value.

Insurance Companies

Organizations that provide risk management by compensating for financial losses in exchange for premium payments.