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Credit Card Issuers
Financial institutions that provide consumers with credit cards, extending credit for purchases and cash advances.
Anti-Predatory Lending
Legislation and regulations designed to protect borrowers from unfair, deceptive, or fraudulent practices by lenders during the loan origination process.
Underwriting Standards
Criteria used by lenders and insurers to assess the risk of applicants and determine eligibility for products.
Mandatory Arbitration
A requirement, often found in contracts, that disputes must be resolved through arbitration rather than through litigation in court.
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