Which of the Following Is Not Likely to Be a Characteristic

question 26

Multiple Choice

Which of the following is not likely to be a characteristic of a numerical credit scoring system?

• A)Used to prescreen credit applications
• B)Used shareholders' income tax returns
• C)Less subjective than using individual loan officers
• D)Most appropriate for consumer loans

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Definitions:

Division Q

A specific segment or section within an organization, referred to as "Q," likely focused on a particular set of tasks or goals.

Contribution Margin Ratio

The percentage of sales revenue that exceeds variable costs, indicating how much contributes to covering fixed costs and generating profit.

Variable Expenses

Variable expenses are costs that vary directly with changes in production levels or business activity, such as materials and labor.

Contribution Margin

The amount remaining from sales revenue after all variable expenses have been deducted.