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Short-term securities have high interest-rate risk.
Seniority
A system in organizations where longer-serving employees have certain privileges or higher positions compared to newer employees.
Substance Abuse
Substance Abuse involves excessive or harmful use of psychoactive substances, including drugs and alcohol, leading to addiction or other detrimental effects.
Disciplinary Actions
Measures taken by an authority to correct or guide the behavior of an individual or group, often in a professional or organizational context.
Substance Abusers
Individuals who excessively use drugs or alcohol, often resulting in addiction or harmful consequences.
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