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In a financial planning model:
Alcohol
A psychoactive substance found in beverages such as beer, wine, and spirits, known for its ability to alter mood and behavior.
Prophylactic Treatment
Preventive medical treatment aimed at deterring disease onset or progression.
Sexually Transmitted Diseases
Infections that are primarily spread through sexual contact, also known as sexually transmitted infections (STIs).
Infectious Disease
Diseases caused by pathogenic microorganisms, such as bacteria, viruses, parasites, or fungi, that can be spread, directly or indirectly, from one individual to another.
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