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The cost of capital:
Consumer Behaviour
The inquiry into processes used by individuals, groups, or organizations to select, gain, consume, and remove products, services, experiences, or thoughts for need fulfillment, and the resultant influences these processes exert on the individual and societal level.
Manipulate
To skillfully or unfairly influence or control someone or something to gain advantage, often without their knowledge.
Competition Act
Legislation aimed at promoting fair competition and preventing monopolistic practices within a market.
Refund
The return of money previously paid for goods or services, typically as a result of dissatisfaction, defects, or the neeed for cancellation.
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