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What are the four elements of a negligence claim?
Lend Reserves
The practice by financial institutions of providing loans out of their reserves, often influencing the money supply in the economy.
Money Supply
All monetary resources that are accessible in an economy at a particular timeframe, including but not limited to cash, coins, and the deposits in checking and savings accounts.
U.S. Government Securities
Financial instruments issued by the U.S. Department of the Treasury, including bonds, notes, and bills, used to fund federal government activities.
Excess Reserves
Funds held by banks over and above the legally mandated reserve requirement.
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