What Rule of Construction Is Followed in Interpreting the Language

question 9

Multiple Choice

What rule of construction is followed in interpreting the language of an insurance policy that is considered to be ambiguous?

• A)That the policy should be interpreted to deny coverage to as many employees as possible.
• B)That the policy should be interpreted against the insurance company and in favor of as many employees as possible.
• C)Courts are not allowed to interpret insurance policies.
• D)That the policy should be interpreted in favor of the state, whenever possible.

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Definitions:

Biologically Related

Being biologically related means sharing genetic material with another individual, typically through blood relations such as parent-child or siblings.

Alcoholic

A person who suffers from alcoholism, a chronic disorder characterized by the compulsive and uncontrolled consumption of alcohol.

Harm Reduction

A set of practical strategies and ideas aimed at reducing negative consequences associated with drug use and other risky behaviors.

Metabolizes Alcohol

The process by which the body breaks down alcohol through enzymes, primarily in the liver, converting it into substances that can be eliminated.