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What's the purpose of specialization in an organization?
Effective Annual Rate
Effective annual rate (EAR) is the actual return on an investment or real cost of a loan, considering compounding interest, expressed as an annual rate.
EAR
Effective Annual Rate, a measure of interest that accounts for compounding over a year, providing a more accurate depiction of financial product returns.
APR
Annual Percentage Rate; a comprehensive measure of the cost of borrowing on an annual basis, including interest and other fees.
Monthly-Compounded
Monthly-Compounded refers to the process of applying interest on an investment or loan on a monthly basis, where each month's interest is added to the principal.
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