Which of the Following Best Demonstrates the Problem of Moral

question 47

Multiple Choice

Which of the following best demonstrates the problem of moral hazard?

• A) Cynthia doesn't buy health insurance because it is too expensive and she is healthy.
• B) A life insurance company forces Tebogo to have a medical examination prior to selling her insurance.
• C) Lerato drives more recklessly after she buys car insurance.
• D) Fatima chooses to attend a well-respected university.

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Definitions:

Cognitive-Behavioral Therapy

A form of psychotherapy that treats problems and boosts happiness by modifying dysfunctional emotions, behaviors, and thoughts.

Lithium

is a chemical element used as a medication to treat mood disorders such as bipolar disorder, helping to stabilize mood swings.

Borderline Personality Disorder

A psychiatric disorder manifesting in inconsistent emotional states, behaviors, and social interactions.

Dialectical Behavior Therapy

A type of cognitive-behavioral therapy aimed at teaching people how to live in the moment, develop healthy ways to cope with stress, regulate emotions, and improve relationships with others.