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_____ are eager to try new ideas and products.They typically have higher incomes,are better educated,and are more cosmopolitan than other categories of adopters.
Accident-prone Drivers
Individuals who have a higher likelihood of being involved in vehicular accidents due to behavior or other factors.
Bonding
The process of establishing a secure or insured relationship, often through a financial guarantee or a bond, to protect against losses or damages.
Wrongful Act
An action that is illegal or immoral, which can lead to civil liability or criminal charges for the person who commits it.
Subrogation
The legal process by which one party, such as an insurer, assumes another's legal right to collect a debt or damages after having paid for the loss.
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