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Joe is trying to decide where to eat dinner tonight.He considers the local restaurant around the comer from his apartment, and recalls that the last time he ate there, the service was poor and the food was cold when it arrived.He figures the chances of bad service again tonight are high so he decides to go somewhere else.What heuristic is Joe engaging in?
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A check for which the bank guarantees the availability of funds by verifying and setting aside the desired amount.
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