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Diversity of citizenship cases involves citizens from different:
Available Balance
The amount of money in an account that is accessible for use.
Float
The time difference between when a check is written and deposited and when it is cleared and funds are available, or, in finance, the amount of shares available for trading by the public in the stock market.
Collection Float
The time period between when a check is written and deposited and when the funds are actually available in the payee's account.
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