When Developing a Credit Scoring Report,many Variables Would Be Considered

question 133

Multiple Choice

When developing a credit scoring report,many variables would be considered.Which of the following best represent the major factors D&B would examine?

• A) the age of the management team,the dollar amount of sales,net profits,and long-term debt
• B) the age of the company,the number of employees,the level of current assets
• C) the financial statements,satisfactory or slow payment experiences,negative public records (suits,liens,judgments,bankruptcies)
• D) the company's cash balances,return on equity,and its average tax rates

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Definitions:

Positive Self-Regard

The positive view and acceptance one has of oneself, demonstrating a healthy sense of self-worth and personal value.

Personality Assessment

Involves the use of standardized tools and procedures to evaluate an individual's personality characteristics, traits, and patterns.

Subjective Experiences

Individual, personal perceptions or feelings that are unique to each person and cannot be directly measured or verified by others.

Dream Analysis

A therapeutic technique in psychology for interpreting the content of dreams to uncover underlying thoughts and emotions.