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One Thing Is for Certain, the Average Borrower's Risk-Averse Behavior

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One thing is for certain, the average borrower's risk-averse behavior did not contribute to the problems that spiraled out of control and caused the recent banking crisis.


Definitions:

Aptitude

A natural ability or talent, particularly in the context of learning or acquiring skills.

Careers

The occupation or series of jobs a person holds over their lifetime, often related to their skills, interests, and passions.

Reliability

The degree to which an assessment tool or measurement produces stable and consistent results.

Numerical Index

A system of assigning numbers to objects, individuals, or events for the purpose of identification, classification, or comparison.

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