Which of the Following Explains Why Online Banks Often Offer

question 17

Multiple Choice

Which of the following explains why online banks often offer their customers better interest rates than traditional banks?

• A) Online banks provide their customers a greater sense of security.
• B) Traditional banks charge lower prices for financial services.
• C) Online banks have lower overhead costs.
• D) Traditional banks offer the electronic transfer of customer funds.

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Definitions:

Primary Reinforcers

Stimuli that satisfy basic survival needs and thus have intrinsic value, such as food, water, and warmth.

Biological Needs

Fundamental requirements that organisms must satisfy to maintain life, such as food, water, and shelter.

Learned Desire

A preference or craving developed through experience or conditioning rather than inherent or instinctual.

Secondary Reinforcers

Stimuli that become reinforcing through their association with primary reinforcers, not inherently rewarding but learned to be so.