Find the payment necessary to amortize the loan using the amortization table. Round to the nearest cent. 
-$120,000, 6% compounded quarterly, 31 quarterly payments
Definitions:
Acidic
Referring to substances that have a pH less than 7, can donate a proton (H+ ion) to another substance, and turn litmus paper red.
pKa
A measure of the acidic strength of a substance, indicating the pH at which a molecule donates its proton to the solution.
Methanesulfonic Acid
A strong organic sulfonic acid with the chemical formula CH3SO3H, used as a catalyst in organic syntheses and as a solvent.
Ethanol
A simple alcohol with the chemical formula C2H5OH, commonly used as a solvent, in beverages, and as a fuel additive.
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