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Heraclitus held that without opposition all things would cease to exist.
Defined Benefit Plan
A retirement plan where employee benefits are computed using a formula that considers factors such as salary history and duration of employment, with employer contributions funding the benefits.
Defined Contribution Plans
Retirement plans in which the employee, employer, or both contribute a fixed amount to the individual's account, with eventual benefits determined by the account's performance.
Federal Mandatory
Requirements or directives issued by the federal government that must be followed by all relevant parties under penalty of law.
Public Protection
Efforts and measures taken by government or organizations to ensure the safety and well-being of the public, especially in relation to crimes, disasters, and other threats.
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