Express 
as a percent. Leave the solution in "bar notation."
Definitions:
Breach of Contract
Occurs when one party in a binding agreement fails to fulfill their obligations without a legitimate legal excuse.
Obligations
Duties or responsibilities enforced by law, contract, or a sense of duty that compel someone to act or refrain from acting in a certain manner.
Disability
A physical or mental condition that significantly restricts one's ability to perform one or more major life activities.
Life Insurance
A contract between a policy owner and an insurance company that requires the insurance company to pay a designated beneficiary a sum of money upon the occurrence of the insured’s death.
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