Multiply and reduce the answer to lowest terms. 
Definitions:
Surplus
Surplus is the situation in which the quantity supplied of a product or service exceeds the quantity demanded, often leading to lower prices.
Equilibrium Interest Rate
The interest rate at which the supply of savings meets the demand for investment funds in a market, leading to an economic balance.
Nara Period
A period in Japanese history (710-794 AD) known for its cultural and artistic achievements, including the establishment of Buddhism as a state religion and the construction of the Todai-ji temple.
Buddhist Dignitaries
High-ranking Buddhist monks or officials who play significant roles in religious ceremonies and governance of Buddhist institutions.
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