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One Thing Is for Certain, the Average Borrower's Risk-Averse Behavior

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True/False

One thing is for certain, the average borrower's risk-averse behavior did not contribute to the problems that spiraled out of control and caused the recent banking crisis.


Definitions:

Avoidant Personality Disorder

A mental disorder characterized by severe social inhibition, feelings of inadequacy, and extreme sensitivity to negative evaluation.

Social Anxiety

A condition characterized by significant nervousness, discomfort, or fear in social situations, leading to avoidance or distress.

Schizophrenia

A complex psychiatric disorder characterized by delusions, hallucinations, disorganized thinking, and impaired social functioning.

Narcissistic Personality Disorder

A persistent psychological state that manifests as an inflated sense of one's own importance, a deep desire for undue admiration, and a noticeable deficiency in feeling empathy towards others.

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