How Did Banks Contribute to the Crisis of 2008-2010

question 125

Multiple Choice

How did banks contribute to the crisis of 2008-2010?

• A)They began to offer investment products other than demand and time deposits.
• B)They provided loans higher than the discount rate.
• C)They made risky loans and then created mortgage backed securities from the assets they held.
• D)They refused to sell anything other than fixed-rate mortgages.

Identify appropriate experimental designs to control for various biases.

Understand the role of random assignment and experimental control in establishing causal relationships.

Identify the consequences of failing to control extraneous variables in experimental research.

Appreciate the importance of controlling for participant characteristics in experimental designs.

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Definitions:

Succession Planning

The process of identifying and developing new leaders who can replace old leaders when they leave, retire, or pass away.

Continuous Learning

An ongoing process of gaining new skills and knowledge, both formally and informally, to enhance professional and personal development.

New Knowledge

Information or insights acquired through research, experience, or innovation, contributing to an individual's or organization's growth and development.

Organizational Planned Change

The deliberate process of implementing new methods or procedures in an organization to improve efficiency, address problems, or embrace new opportunities.