Find the centroid of the region bounded by the graphs of the given equations. 
Definitions:
Present Value
Present Value is the current value of a future sum of money or stream of cash flows given a specified rate of return, often used in assessing the worth of investments.
Interest Rate
The fee, shown as a percent of the main amount, that a lender imposes on a borrower for the use of assets.
Price Ceiling
A legal maximum price that can be charged for a particular good or service, typically set by government.
Equilibrium Price
The price at which quantity demand is equal to quantity supplied.
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