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Truth in Lending Act
A federal law designed to promote informed use of consumer credit by requiring disclosures about its terms and cost.
Accurate Information
Data or details that are precise, correct, and free from error.
Competence
The ability or capacity to do something effectively, often referring to the requisite skills, knowledge, and experience needed to perform tasks successfully.
Intelligence
The ability to learn from experience, solve problems, and adapt to new situations.
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