Determine whether the sequence convergent or divergent. 
Definitions:
Interest Rate
An annual percentage rate representing the charge for borrowing a specific sum of money.
Financial Institutions
Organizations that provide financial services to customers, including banks, credit unions, insurance companies, and investment firms, facilitating money management and investment.
Capital Market
Financial markets where long-term debt or equity-backed securities are bought and sold, aiding in the raising of capital for entities.
Stock Market
A collection of markets where stocks (pieces of ownership in businesses) are bought, sold, and issued.
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