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True or False: The expected return of the sum of two investments will be equal to the sum of the
expected returns of the two investments plus twice the covariance between the investments.
Contingency Contract
A formal, written agreement between the therapist and client (or teacher and student) in which goals for behavioral change, reinforcements, and penalties are clearly stated.
Systematic Desensitization
A behavioral therapy technique used to reduce phobias through gradual exposure to the feared object or situation paired with relaxation techniques.
Person-Centered Therapy
A therapeutic approach founded by Carl Rogers that emphasizes an individual's self-worth and values being at the center of the therapy process.
Cognitive Consistency
A psychological theory that suggests individuals are motivated to maintain consistency between their beliefs, attitudes, and behaviors to reduce mental discomfort or dissonance.
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