Which of the Following Is Not Typically Used for Qualifying

question 99

Multiple Choice

Which of the following is not typically used for qualifying mortgages as prime or subprime?

• A) The borrower's income
• B) The borrower's credit score
• C) The borrower's ethnicity
• D) The loan to value ratio

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Definitions:

Conditioned Stimulus

A previously neutral stimulus that, after association with an unconditioned stimulus, comes to trigger a conditioned response.

Learning Theories

Frameworks that describe how information is absorbed, processed, and retained during the learning process.

Behaviorism

Learning theory that emphasizes the predictable role of environment in causing observable behavior.

Social Learning Theory

A theory that suggests individuals learn behaviors and norms through observation, imitation, and modeling from others within a social context.