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A call option described as at the money would find:
Programs
Organized groups of activities or services designed to achieve specific outcomes or meet certain needs.
Multicultural Society
A society characterized by the presence and interaction of people from diverse cultural, ethnic, and national backgrounds.
Barrier
An obstacle that prevents progress or access, either physically or metaphorically.
After-school Activities
Organized programs or clubs that students can participate in outside of the regular school hours, which may include sports, arts, and academic clubs.
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