Which of the Following Is a Problem of Moral Hazard

question 85

Multiple Choice

Which of the following is a problem of moral hazard?

• A) A lender cannot distinguish good risk from bad risk borrowers.
• B) An individual who purchases auto insurance begins to leave his or her keys in the car while running into a store.
• C) Life insurance companies offer an average premium to smokers and non-smokers so they do not have to have two different premiums.
• D) An auto insurance company charges higher premiums to younger drivers than what they charge to older drivers.

Identify the types of cells activated in lymphoid organs during an immune response.

Comprehend the independent functions of various organs and their relevance to the lymphatic and immune systems.

Learn about diseases associated with the lymphatic system.

Understand the principles behind the clonal selection theory and its relevance to adaptive immunity.

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Definitions:

Pragmatics

A branch of linguistics dealing with the use of language in social contexts and the ways in which people convey meaning through communication.

Formal Etiquette

The set of conventional rules for polite behavior in societal or official life, often used in ceremonies, formal events, and in interactions among dignitaries.

Syntax

The set of rules that dictate the structure and order of words in sentences for the purposes of communication in a language.

Telegraphic Speech

The use of short, precise words without grammatical markers such as articles, auxiliary verbs, and other connectives.