What Should Be the Impact on a Bank's Return on Assets

question 57

Essay

What should be the impact on a bank's return on assets and return on equity from increased use of off-balance-sheet activities?

---

Definitions:

Determinists

Individuals who believe that all events, including moral choices, are determined by previously existing causes.

Testosterone

A steroid hormone in the androgen group found in both men and women, but at higher levels in men, influencing secondary sexual characteristics and behaviors.

Transsexuals

Individuals who have undergone medical procedures to change their biological sex to align with their gender identity.

Sex Reassignment

The process of changing one's gender assignment through medical, surgical, or other means to align with their gender identity.