Since the 1920's, the Ratio of Assets to Capital Has

question 99

Multiple Choice

Since the 1920's, the ratio of assets to capital has almost tripled for commercial banks. Many economists believe this is the direct result of:

• A) lower quality management in banks.
• B) the increase in branch banking.
• C) allowing banks to offer non-bank services.
• D) government provided deposit insurance.

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Definitions:

Independent Variable

In experimental research, the variable that is manipulated by the researcher to observe its effect on the dependent variable.

Analogue Experiments

Experiments that simulate real-life situations in a controlled environment to study the effects of variables on behavior in a laboratory setting.

External Validity

The extent to which the findings of a study can be generalized to other settings, populations, and time periods beyond the original conditions of the study.

Independent Variable

In research and experimentation, it is the variable that is manipulated or changed to observe its effect on a dependent variable.