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Increases in a borrower's net worth:
Client's Environment
Refers to the various physical, social, economic, and cultural factors that influence a client's life and wellbeing.
Cultural Characteristics
Features that identify and differentiate one culture from another, including language, rituals, cuisine, clothing, and social norms.
Helping Relationship
A professional interaction that aims to provide assistance, support, or guidance to another individual.
Northern European Culture
The cultural norms, values, practices, and traditions originating from countries in the northern part of Europe.
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