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Describe how marginal utility and demand are related.
Preexisting Condition
Any medical condition or health problem that was present before an individual's health insurance policy's effective date, often affecting coverage or benefits.
Workers' Compensation
A form of insurance providing wage replacement and medical benefits to employees injured in the course of employment.
Wage Replacement
A form of benefit that compensates for income lost due to temporary disability, unemployment, or other reasons preventing a person from working.
Health Maintenance Organization (HMO)
A type of managed care operation that is typically set up as a for-profit corporation with salaried employees; group insurance that entitles members to services provided by participating hospitals, clinics, and providers.
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