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Which of the following is a factor limiting saving in DVCs?
British Convicts
Criminals from Britain who were transported to penal colonies in Australia from the late 18th to mid-19th century as part of Britain's policy of punitive transportation.
North American Workforce
The labor pool in North America, consisting of employed and unemployed individuals in the United States, Canada, and Mexico.
German Immigrants
Individuals from Germany who have moved to another country to live, often significant in the context of migration patterns and cultural exchanges.
Religious Beliefs
A rephrased definition: The convictions and practices associated with recognizing and worshiping a higher power or deity according to various faith traditions.
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