If an Individual Is Less Careful About Avoiding Accidents or Illness

question 74

Multiple Choice

If an individual is less careful about avoiding accidents or illness because she has health insurance, this is an example of

• A)the free-rider problem.
• B)the moral hazard problem.
• C)the adverse selection problem.
• D)the Coase theorem.

Identify the common chamber for air and food passage in humans.

Understand the structure and function of fish gills in gas exchange.

Recognize the unique characteristics of bird and mammal respiratory systems.

Understand the mechanisms of oxygen release from hemoglobin under different partial pressures.

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Definitions:

Incidence

The occurrence, rate, or frequency of a disease, crime, or something else undesirable within a specified area or group.

Type A Behavior

A pattern of behavior associated with higher risk of coronary heart disease and characterized by aggressiveness, competitiveness, impatience, and a constant sense of urgency.

Coronary Disease

A cardiovascular condition characterized by the narrowing or blockage of the coronary arteries, leading to reduced blood flow to the heart.

Increased Likelihood

A higher probability or chance that a particular event or outcome will occur.