If 
and 
resistors are wired in series, the total resistance is 
Definitions:
Tax-exempt Interest Payments
Interest income that is not subject to federal income tax.
Riskier Loans
Loans that have a higher chance of default, often associated with higher interest rates to compensate for the increased risk.
Pure Rate
In finance, often refers to the interest rate or yield on a security that is devoid of any risk, representing the cost of borrowing without the influence of risk factors.
Mortgage Loans
Loans secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty.
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