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____________________, which is a main area of an IT department, directs the planning, research, development, evaluation, and integration of technology.
Financial Covenants
Agreements between a borrower and lender setting specific financial ratios or milestones the borrower must maintain.
Minimum Financial Tests
Financial benchmarks or ratios a company must achieve or maintain to comply with certain agreements, often related to debt covenants.
Borrower Must
Obligations or conditions a borrower needs to fulfill as per the terms of the loan agreement.
Debt Covenants
Specific agreements entered into by a borrower and lender, included in the terms of a loan or bond issuance, which place restrictions on the borrower to protect the lender.
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